Terms of Service

You must be at least 18 years old to use Proa.

The initial supported market is Spain. Access from other countries may be limited or unsupported until Proa completes further legal review.

Proa helps you organize personal budgets, investments, portfolios, and reports. Proa is not a broker, custodian, investment adviser, tax adviser, or financial planner.

Reports and app outputs are informational. You are responsible for reviewing information before making financial, investment, tax, or legal decisions.

AI-generated reports may be incomplete, outdated, or incorrect. Treat them as decision-support material, not professional advice.

Do not enter passwords, secrets, identity documents, or personal notes you do not want processed by AI providers.

Payments, invoices, billing portal flows, refunds, disputes, and chargebacks are handled through Stripe.

Proa stores only billing metadata needed to operate your subscription, quota, support, fraud prevention, tax, and dispute workflows.

You are responsible for keeping account access secure and for the accuracy of data you enter.

You can request account deletion by email. Some billing, fraud prevention, tax, dispute, legal, security, suppression, and backup records may be retained where required.

Questions about privacy or these terms can be sent to privacy@getproa.app.