Assistant
Assistant helps you review Budget, Investments, and Reports through grounded conversations.
It is designed for financial inspection, not autonomous financial action.
Core Purpose
Use Assistant to:
- Ask questions across the Proa data sources you enable
- Review budget variance, pending items, portfolio exposure, and report status
- Prepare supported changes as reviewable proposals
- Keep separate chats for separate financial threads
Before You Begin
- Open Settings in the app
- Enable Proa AI
- Choose which data sources Proa AI may read: Budget, Investments, Reports
- Start a new chat with one concrete question
Assistant can only use the Proa data sources you enable.
Supported Financial Contexts
| Context | What Assistant can use | Good for |
|---|---|---|
| Budget | Monthly plans, transactions, categories, pending and paid status, variances | Reviewing monthly execution |
| Investments | Wallets, assets, allocation, and wealth history | Reviewing structure and exposure |
| Reports | Report status and metadata | Finding decision memory and preparing reports |
Example Questions
Useful prompts are specific, review-oriented, and tied to your own Proa workspace.
- "What changed in my budget this month?"
- "Which pending expenses should I review before closing the month?"
- "Where is my portfolio most concentrated?"
- "Summarize the latest report status."
- "Review Budget and Investments together before I make a decision."
Avoid prompts that ask Proa to make financial decisions for you, place trades, move money, or rebalance automatically.
Conversations and History
Chats organize context. Creating, renaming, archiving, restoring, or deleting chats does not use AI usage.
AI messages count when Proa uses AI to answer or prepare a proposal.
Use separate chats for separate financial threads, such as monthly budget review, portfolio structure, or report follow-up.
Data Access and Consent
Assistant can only use the data sources you enable in Settings.
You can turn Proa AI off or remove data sources later. If Proa AI is off, or if no data source is selected, Assistant will ask you to enable access before answering.
When sources are available, Assistant may show where an answer came from so you can review the original module.
Read-Only Answers and Reviewable Proposals
Many Assistant answers are read-only. They help you inspect data, compare context, and decide what to review next.
When a supported change is possible, Proa shows a review before anything changes.
Free includes read-only Assistant. Pro supports reviewable proposals.
Examples of supported proposal types include preparing Budget updates or preparing a report request. Proa does not trade, move money, rebalance portfolios, transfer funds, or act without confirmation.
Usage Limits and Plan Visibility
Free includes 100 AI assistant messages per month.
Pro includes 1,000 AI assistant messages per month.
AI messages are separate from report quota. Reports use a deeper report pipeline and count against report limits, not Assistant message limits.
Review usage in Billing when you are near a limit or when an answer says the current period is exhausted.
Data Freshness, Sources, and Limitations
Assistant answers from available Proa data.
Budget answers may reflect the active month, pending and paid status, categories, and recent trends. Investments answers may reflect wallet, asset, allocation, and wealth history data. Reports answers may reflect report status and metadata.
Review the source module before acting on important financial decisions. Assistant helps you inspect context; it does not replace your judgment.
Financial Safety Boundaries
Proa does not provide financial advice, place trades, move money, rebalance portfolios, or act without confirmation.
Use Assistant for review questions such as:
- "What should I inspect?"
- "What changed?"
- "Which source should I verify?"
- "What proposal is ready for review?"
Do not treat Assistant output as investment, tax, legal, or accounting advice.
Managing Conversations and AI Data
You can archive, restore, rename, and delete chats.
Account profile export and account deletion include Assistant records where applicable. Some billing, security, legal, or operational records may be retained when required.
Common Errors
| Message | What it means | What to do |
|---|---|---|
| Enable Proa AI and choose at least one data source in Settings. | Consent is missing. | Open Settings and choose data sources. |
| You have used all AI messages for this period. | Monthly AI usage is exhausted. | Review Billing or wait for reset. |
| Too many assistant messages. | Short-term rate limit. | Wait a moment and retry. |
| This proposal expired. | The review window ended. | Ask Assistant to prepare a new proposal. |
| Report quota is unavailable or exhausted. | Report creation uses report limits. | Review Billing and Reports before trying again. |